How Reclaim Tree Works
Our process is designed to be clear, transparent, and as simple as possible for you. We handle the research and paperwork so you can focus on deciding whether you’d like to move forward.
Step 1 – We Find the Funds
We search government and public records for unclaimed funds that appear to be tied to individuals or families. This may include refunds, overpayments, dormant accounts, or other funds that have not reached their rightful owner.
Step 2 – We Contact You
When we believe we’ve identified funds connected to you, we reach out by mail or phone. Our communication will reference Reclaim Tree and invite you to verify the opportunity.
Step 3 – We Explain the Opportunity
We’ll explain what we’ve found, which agency is holding the funds, and what the general process looks like. You’ll have the chance to ask questions and decide whether you’d like to proceed.
Step 4 – We Handle the Paperwork
If you choose to move forward, we assist with the required forms and documentation. We work with the relevant agency to submit a complete and accurate claim on your behalf.
Step 5 – You Receive the Funds
Once the claim is approved and the funds are released, they are sent to you according to the agency’s process. Our fee is taken from the recovered amount, as agreed in writing beforehand.
Our Fee Structure
All terms are clearly outlined in writing before you decide whether to proceed. You are under no obligation to move forward if you’re not comfortable.
Your Role in the Process
Your main responsibilities are to:
- Review the information we provide.
- Provide accurate personal details and documentation when needed.
- Sign any required forms if you choose to proceed.
We handle the rest of the legwork and communication with the agency holding the funds.